FCA’s mission

We provide comprehensive commercial lending services to banks, non-bank lenders and borrowers. Established by seasoned, experienced lenders and credit administrators, Foothill Credit Administration specializes in all aspects of the commercial lending process including underwriting, annual credit loan review, commercial credit review, due diligence, and problem loan workout services. We also help lenders achieve industry best practices by developing underwriting templates, credit policies, procedures and guidelines, and training programs that ensure consistent and prudent loan portfolio administration.

Our unique experience with commercial lending enables us to underwrite loans for commercial brokers in a language that banks understand. This makes the approval process faster and more successful. Our loan workout experience allows us to use industry insights to help financially strained borrowers negotiate modified terms in a way that works for borrowers and their banks. From commercial loan underwriting to financial analysis training and policy writing, we provide complete commercial lending services and are designed to be a scalable, low-cost alternative to full-time underwriting and credit administration staff. Contact us to see how we can help you make prudent use of limited resources.